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Frequently Asked Questions About Vital Savings on Dental
Click here for answers to general questions about the Vital Savings by Aetna program.
Is Vital Savings on Dental a cost-efficient alternative to a dental insurance plan?
Yes, when used at participating locations for routine procedures such as cleanings, exams, x-rays and fillings. This is illustrated in the chart below. In addition, Vital Savings on Dental has no waiting periods or pre-existing condition limitations. Savings are available immediately.
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Do I have to change my dentist? Can I go to a dentist who is not in the Aetna Dental Access® network?
Vital Savings discounts are available only when visiting a participating dentist. If your current dentist participates in the Aetna Dental Access® network, simply present your ID card before service to receive instant discounts. If not, you may wish to select a dentist who does participate in the program so that you can take advantage of the discounts.
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Do all dentists charge the same fee for a procedure? How can I look up dental costs?
No, the discounted fee a dentist charges is based on many factors, including the area in which the dentist practices. Once you sign up for the Vital Savings on Dental program, you can look up the negotiated fees in your area for common dental procedures. Just register for the Aetna NavigatorTM secure, interactive website, and go to the Estimate the Cost of Care tool. Click here to register.
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Vital Savings by Aetna® is not available in Vermont or Montana.
Vital Savings on Pharmacy is not available in Tennessee.
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The Vital Savings by Aetna® program (the "Program") is not insurance. The Program provides Members with access to discounted fees pursuant to schedules negotiated by Aetna Life Insurance Company for the Vital Savings by Aetna® discount program. The Program does not make payments directly to the providers participating in the Program. Each Member is obligated to pay for all services or products but will receive a discount from the providers who have contracted with the Discount Medical Plan Organization to participate in the Program. Aetna Life Insurance Company, 151 Farmington Avenue, Hartford, CT 06156, 1-877-698-4825, is the Discount Medical Plan Organization.
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